Why Choose Medicare Supplement Insurance?
Medicare Supplement insurance works with Original Medicare to help pay for costs that Medicare doesn't cover, providing predictable healthcare expenses.
Nationwide Coverage
Use any doctor or hospital that accepts Medicare anywhere in the United States. Perfect for Knox County residents who travel or have family in other states.
Predictable Costs
Know exactly what you'll pay each month with fixed premiums and reduced out-of-pocket expenses. Many plans eliminate deductibles and coinsurance.
Doctor Choice Freedom
No network restrictions or referrals required. Continue seeing your current doctors at UT Medical Center, Covenant Health, or any Medicare provider.
Guaranteed Renewable
Your coverage cannot be cancelled as long as you pay your premiums, even if you develop health problems. Peace of mind for your future.
Standardized Benefits
All Medigap plans with the same letter offer identical benefits, making comparison shopping simple. Only premiums and insurance companies differ.
Foreign Travel Coverage
Plans C, D, F, G, M, and N include emergency coverage for foreign travel—helpful for Knoxville-area residents who go abroad.
All 10 Standardized Medigap Plans
Each plan offers different levels of coverage. We'll help you choose the one that best fits your healthcare needs and budget in Knox County.
Plan A
- Part A coinsurance
- Part B coinsurance
- First 3 pints of blood
- Basic coverage
Plan B
- Everything in Plan A
- Part A deductible
- Enhanced coverage
- Popular choice
Plan C
- Everything in Plan B
- Part B deductible
- Foreign travel emergency
- Comprehensive coverage
Plan D
- Everything in Plan C
- At-home recovery
- Maximum coverage
- Premium option
Plan F
- Most comprehensive
- All gaps covered
- No out-of-pocket costs
- Legacy plan
Plan G
- Nearly comprehensive
- Part B deductible only
- Most popular choice
- Best value
Plan K
- 50% cost sharing
- Out-of-pocket limit
- Lower premiums
- Budget option
Plan L
- 75% cost sharing
- Out-of-pocket limit
- Moderate premiums
- Middle ground
Plan M
- 50% Part A deductible
- Part B coinsurance
- Foreign travel
- Balanced coverage
Plan N
- Small copayments
- Lower premiums
- Good value
- Growing popularity
Medigap Plans Comparison Chart
Compare what each standardized Medigap plan covers to find the right fit for your needs.
| Benefits | A | B | C | D | F | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance | 50% | 75% | ||||||||
| Part B coinsurance | 50% | 75% | Copays | |||||||
| Blood (first 3 pints) | 50% | 75% | ||||||||
| Part A deductible | 50% | 75% | 50% | |||||||
| Part B deductible | ||||||||||
| Foreign travel emergency |
Plans C and F are not available to people who became eligible for Medicare on or after January 1, 2020.
Our Medicare Supplement Analysis Process
We provide comprehensive analysis to help you choose the right Medigap plan for your specific needs and budget in Knox County.
Current Coverage Review
We analyze your current Medicare coverage, healthcare usage, and out-of-pocket expenses to identify where Supplement insurance can provide the most benefit.
Healthcare Needs Assessment
We evaluate your health status, preferred doctors in Knox County, travel patterns, and budget to pinpoint the features that matter most.
Plan Comparison Analysis
We compare all available Medigap plans, showing how each works with your Original Medicare benefits—focusing on best-value options.
Premium Shopping Across Carriers
Because plan benefits are standardized by letter, we shop premiums across 50+ insurance companies to find your lowest cost.
Enrollment Assistance
We help with the application, timeline, and any medical underwriting requirements—guiding you to avoid delays.
Ongoing Support & Reviews
After enrollment, we provide ongoing support and periodic reviews. We can also help with claims questions and coverage issues.
Ready for Your Medicare Supplement Analysis?
Don't pay more than necessary for Medicare Supplement insurance. Our Knox County specialists will analyze all 10 Medigap plans and find you the best coverage at the lowest price.
- Free comprehensive analysis with no obligation
- Compare all 10 standardized Medigap plans
- Shop premiums across 50+ insurance companies
- Ongoing support and periodic reviews
Available Monday–Friday 9AM–5PM
Emergency assistance available weekends